An Easy & Affordable Way To Protect You & Your Family.

Personal Health Coverage

Benefits Plan For Business Owners, Individuals & Retirement

A Personal Health Plan from Puhl Employee Benefits & GMS is the easy, affordable way to protect you and your family from the growing list of health care costs not covered by the government. No matter what stage of life you’re in, supplemental health insurance from GMS is just what the doctor ordered. We’ve been protecting Canadians and their families for over 65 years.

Which Plan Is Right For You?

Omni Plan

Our most comprehensive benefits package, OmniPlan can help you keep your family in better health with greater coverage for physiotherapy, message therapy, eye exams and glasses.

Extenda Plan

With all the essential benefits of BasicPlan and more, ExtendaPlan also covers physiotherapy, message therapy, hearing aids and a range of medical equipment and supplies.

Basic Plan

For emergency medical coverage at the lowest possible cost, BasicPlan covers the essentials your provincial health plan doesn’t – including air and ground ambulance, preferred hospital rooms, in-hospital drugs and more.

Contact Us

Contact Us


See Puhl Employee Benefits, an authorised GMS insurance broker. They can help you choose the best coverage for your well-being.

If you’ve been dropped from an employer plan or will be leaving a plan because you’re retiring or starting your own business, Replacement Health Coverage is an option for you.

Like Personal Health Coverage, Replacement Heath provides a full range of benefits not covered by the government. The difference is, Replacement Health is specially designed to replace an employer plan.

Customise Your Coverage

Dental Care

Choose coverage up to $1,000 per person for check-ups, cleanings, x-rays, filings, dentures, crowns, bridges and more. Plus, when you present a GMS pay-direct card at participating dental offices your claim is adjudicated on the spot. The biggest reward will be your smile.

Basic Prescription Drugs

We’ll pay up to $3,500 per person for newly prescribed drugs not fully covered by your provincial drug plan. You only pay a $4 dollar deductible for each eligible prescription and save on out-of-pocket expenses when you use a GMS pay-direct card at participating pharmacies.

Enhanced Prescription Drugs

Up to $5,000 coverage for newly prescribed drugs with $800 of the $5,000 available to drugs for pre-existing conditions, special status drugs and select lifestyle medications and drugs not covered by your provincial drug plan. You only pay a $4 deductible for each eligible prescription and a convenient GMS pay-direct card is included.

Annual Travel Coverage

Medical emergencies abroad can be astronomically expensive. Fortunately, our Annual Travel option is anything but. It provides emergency medical coverage for trips you take throughout the year. Covered trips can be up to 15, 30 or 48 days. The choice is yours.

Hospital Cash

In the event of an extended hospital stay, Hospital Cash provides coverage for out-of-pocket expenses such as in-room television, Wi-Fi, telephone service and parking lot costs.  Up to $100 per day to a maximum of $3,000 per policy year.

Need Health Benefits? We Can Help!
We Can Get You The Insurance You Need, When You Need It!

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