The Essential Plan The Expenses Not Covered By Provincial Health Plans.

EssentialPlan

Replacement Health Coverage

The GMS EssentialPlan covers the essentials that are not covered by a provincial health plan – including air or road ambulance, medical equipment, hearing aids and more!
Benefit Details
Dental Care
  • 80% preventative & basic
  • 50% major
  • $1,000 combined maximum
Accidental Dental $2,000 / injury
Private Duty Nursing 80% to $1,000
Preferred Hospital Room 80% to $2,000 annual maximum
Custom Made Foot Orthotics & Orthopedic Shoes $300
Health Practitioners 50% to $600 combined maximum
Hearing Aids $500 / 5 years
Ground & Air Ambulance Unlimited
Funeral Expenses (accidental death) $4,000
Medical Equipment & Supplies
including but not limited to:

  • casts
  • crutches
  • blood pressure monitors
  • mobility aids
  • walkers
  • $3,000 combined maximum
  • $500 / item limit on most equipment and supplies
  • $250 limit on embolic stockings
  • $2,500 lifetime limit on sleep apnea machine
Wheelchairs, Motorized Scooters & Adjustable Beds 80% to $10,000 combined lifetime maximum
Artificial Limbs, Eyes & Larynx (includes myoelectric limbs) $10,000 combined lifetime maximum
Breast Prosthesis $325 single / 2 years $650 bi-lateral / 2 years
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